FIRE & Financial Independence

Senior couple sitting on a beach lounge chair at sunset, reviewing financial planning documents with a tablet and coffee mug in hand.

FIRE & Financial Independence, Housing & Debt, Take Action

How to Retire at 60 with $2 Million: A Step-by-Step Guide

Frugal Harpy / June 10, 2025

How to Retire at 60 with 2 Million Dollars Picture yourself at 60, sipping coffee on a beach, free from […]

Laptop displaying a Coast FIRE Number Calculator with input fields for retirement savings, years until retirement, annual return, and annual expenses, showing a calculated Coast FIRE number of $274,325; placed on a minimalist white desk with a notebook, pen, and a small potted plant.

FIRE & Financial Independence, Early Retirement, FI Lifestyle, Investing 101, Practical Finance Guides, Take Action

Coast FIRE Calculator: Are You Already on Track to Retire Early?

Frugal Harpy / June 9, 2025

Coast FIRE Number Calculator (Free) — Find Your Freedom Number Imagine being able to stop saving for retirement and still

Barista FIRE lifestyle example with barista serving coffee in a relaxed café, symbolizing financial independence and part-time work flexibility

FIRE & Financial Independence, Early Retirement, FI Lifestyle, Practical Finance Guides

Barista FIRE Explained: How to Retire Early with Part-Time Work

Frugal Harpy / June 8, 2025

Barista FIRE Reddit: How to Retire Early with Part-Time Work What if you could retire in your 30s — and

Early retirement couple reviewing health insurance options outdoors with documents and laptop

Early Retirement, FIRE & Financial Independence, Practical Finance Guides, Take Action

Best Health Insurance Options for Early Retirees (Pre-Medicare)

Frugal Harpy / June 8, 2025

Early Retirement Health Insurance Options Guide Health insurance costs can take a big bite—up to 20% of your retirement savings—if

New Jersey teacher using pension calculator in modern home office

Blog, Early Retirement, FIRE & Financial Independence

Free NJ Teacher Pension Calculator: Plan Your Retirement

Frugal Harpy / June 7, 2025

Free NJ Teacher Pension Calculator: Plan Your Retirement Wondering what your NJ teacher pension will look like? A simple tool

VTSAX vs FXAIX comparison chart banner with stylized stock market lines and finance icons

Investing 101, FIRE & Financial Independence

VTSAX vs. FXAIX: Which Index Fund is Better for You in 2025?

Frugal Harpy / June 7, 2025

VTSAX vs FXAIX: Best Index Fund Showdown Feeling lost picking an index fund? Trust me, I’ve been there. Deciding between

A cozy minimalist desktop scene featuring an open financial planner notebook labeled "Frugal Budgeting" with notes, over-ear headphones resting on top, a reusable coffee cup, a smartphone displaying a podcast app, and scattered coins and dollar bills, all arranged on a wooden table with soft natural lighting and warm shadows.

Blog, FIRE & Financial Independence, Housing & Debt, Money Mindset, Take Action

The Top 9 Frugal Living Podcasts to Inspire You in 2025

Frugal Harpy / June 5, 2025

The Top 9 Frugal Living Podcasts to Inspire You in 2025 The Top 9 Frugal Living Podcasts to Inspire You

A flat lay of a budget planning setup with a smartphone displaying a budget app, an open notebook titled 'Budget Planer' with income and expenses columns, a black pen resting on the notebook, and a cup of black coffee on a beige background.

FIRE & Financial Independence, Housing & Debt, Money Mindset, Take Action

15 Frugal Lifestyle Tips for Beginners (Start Saving Today)

Frugal Harpy / June 5, 2025

15 Frugal Lifestyle Tips for Beginners (Start Saving Today) Struggling to save money while craving financial freedom? You’re not alone—68%

smiling couple sits at a wooden table working on their monthly budget. The woman is writing on a printed budget sheet while the man looks at a laptop. They both have coffee mugs, and a pink piggy bank is on the table. The background shows a cozy, sunlit room with potted plants and warm decor.

Money Mindset, FIRE & Financial Independence, Minimalism vs. Frugality, Paying Off Debt, Practical Finance Guides, Reflections

The Definitive Guide to Frugal Living: How to Budget, Save, and Build Wealth

Frugal Harpy / June 5, 2025

How to Live Frugally and Save Money (2025 Guide) Imagine skipping that daily coffee run and funding a dream vacation

A gender-neutral person with short hair sits at a modern, tidy home desk, focused on a laptop displaying a financial dashboard. On the desk are two credit cards, a gray coffee mug, and a neatly arranged notepad with a pen. Natural daylight streams in from a nearby window, and the softly blurred background highlights the calm, organized atmosphere.

Paying Off Debt, FIRE & Financial Independence, Housing & Debt, Money Mindset, Practical Finance Guides

The 5 Best No-Fee Balance Transfer Cards of 2025 (0% APR Picks)

Frugal Harpy / June 4, 2025

Best Balance Transfer Credit Cards No Fee (2025) The best balance transfer credit cards no fee can crush high-interest debt