Practical Finance Guides

Early retirement couple reviewing health insurance options outdoors with documents and laptop

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Best Health Insurance Options for Early Retirees (Pre-Medicare)

Frugal Harpy / June 8, 2025

Early Retirement Health Insurance Options Guide Health insurance costs can take a big bite—up to 20% of your retirement savings—if […]

smiling couple sits at a wooden table working on their monthly budget. The woman is writing on a printed budget sheet while the man looks at a laptop. They both have coffee mugs, and a pink piggy bank is on the table. The background shows a cozy, sunlit room with potted plants and warm decor.

Money Mindset, FIRE & Financial Independence, Minimalism vs. Frugality, Paying Off Debt, Practical Finance Guides, Reflections

The Definitive Guide to Frugal Living: How to Budget, Save, and Build Wealth

Frugal Harpy / June 5, 2025

How to Live Frugally and Save Money (2025 Guide) Imagine skipping that daily coffee run and funding a dream vacation

Credit report showing a credit score of 600 on a desk with a laptop, calculator, and coffee cup.

Paying Off Debt, Housing & Debt, Practical Finance Guides

5 Best Debt Consolidation Loans for a 600 Credit Score (2025 Review)

Frugal Harpy / June 4, 2025

5 Best Debt Consolidation Loans 600 Credit Score (2025 Review) Hey, if you’re digging into debt consolidation loans 600 credit

A young man of mixed ethnicity sits at a kitchen table, looking stressed while holding a credit card and reviewing paperwork. A laptop, calculator, coffee mug, and smartphone displaying a loan app are spread out on the table, with a modest kitchen and soft morning light in the background.

Paying Off Debt, Housing & Debt, Practical Finance Guides

Top Balance Transfer Cards for a 600 Credit Score

Frugal Harpy / June 4, 2025

Balance Transfer Credit Card 600 Credit Score: Fast Cash Alternatives (2025) Bad credit doesn’t mean you’re out of options—fast cash

A gender-neutral person with short hair sits at a modern, tidy home desk, focused on a laptop displaying a financial dashboard. On the desk are two credit cards, a gray coffee mug, and a neatly arranged notepad with a pen. Natural daylight streams in from a nearby window, and the softly blurred background highlights the calm, organized atmosphere.

Paying Off Debt, FIRE & Financial Independence, Housing & Debt, Money Mindset, Practical Finance Guides

The 5 Best No-Fee Balance Transfer Cards of 2025 (0% APR Picks)

Frugal Harpy / June 4, 2025

Best Balance Transfer Credit Cards No Fee (2025) The best balance transfer credit cards no fee can crush high-interest debt

Senior couple reviewing their Social Security benefits at a kitchen table. The man holds a Social Security statement while the woman writes “Monthly Budget” in a notepad. A calculator and two coffee mugs are also on the table. Potted plants and natural light create a cozy, homey atmosphere.

Take Action, Practical Finance Guides

How to Live a Rich Life on Social Security: A Frugal Guide

Frugal Harpy / June 3, 2025

How to Live Frugally on Social Security (2025 Guide) Are you retired and wondering how to live frugally on Social

Minimalist budgeting workspace featuring a laptop with a green calculator icon on screen, a beige mug labeled “Simple Living,” a multitool, and a folder titled “Budget Toolkit” on a clean wooden desk. Background includes a hanging plant and wall calendar.

FI Lifestyle, Minimalism vs. Frugality, Money Mindset, Practical Finance Guides

The Minimalist Tool Kit: 15 Essentials for Simple Living

Frugal Harpy / June 3, 2025

The Minimalist Tool Kit: 15 Essentials for Simple Living Picture a cluttered workspace transformed into a serene haven with a

Stack of frugal living books on a wooden table with a “2025 Goals” coffee mug beside them, warm lamp lighting in the background.

FIRE & Financial Independence, Couples Finance, Cut the Crap Series, Early Retirement, Emotional Triggers, FI Lifestyle, Housing & Debt, Investing 101, Mindset Milestones, Minimalism vs. Frugality, Money & Relationships, Money Challenges, Money Mindset, Paying Off Debt, Practical Finance Guides, Real Results & Reflections, Reflections, Scarcity vs. Abundance, Take Action

The 11 Best Frugal Living Books to Read in 2025

Frugal Harpy / May 29, 2025

The Best Frugal Living Books (Updated 2025) Ready to save $5,000 this year? I’ve been there, trapped by credit card

Couples Finance, Minimalism vs. Frugality, Money Challenges, Practical Finance Guides

Grocery Shopping on a Budget for Two (Our $80/Week Plan)

Frugal Harpy / May 29, 2025

Grocery Shopping on a Budget for Two (Our $80/Week Plan) Does the checkout scanner’s beep make your stomach drop? You’re

Frugal Living notebook with a pen for taking notes

FIRE & Financial Independence, Couples Finance, Cut the Crap Series, Early Retirement, Emotional Triggers, FI Lifestyle, Housing & Debt, Investing 101, Mindset Milestones, Minimalism vs. Frugality, Money & Relationships, Money Challenges, Money Mindset, Mortgages, Paying Off Debt, Practical Finance Guides, Real Results & Reflections, Reflections, Rent Hacks, Scarcity vs. Abundance, Take Action

18 Actionable Frugal Living Tips to Save More Money This Year

Frugal Harpy / May 29, 2025

18 Frugal Living Tips to Save Money in 2025 Did you know the average person wastes $10,000 yearly on autopilot