Early Retirement

Laptop displaying a Coast FIRE Number Calculator with input fields for retirement savings, years until retirement, annual return, and annual expenses, showing a calculated Coast FIRE number of $274,325; placed on a minimalist white desk with a notebook, pen, and a small potted plant.

FIRE & Financial Independence, Early Retirement, FI Lifestyle, Investing 101, Practical Finance Guides, Take Action

Coast FIRE Calculator: Are You Already on Track to Retire Early?

Frugal Harpy / June 9, 2025

Coast FIRE Number Calculator (Free) — Find Your Freedom Number Imagine being able to stop saving for retirement and still […]

Barista FIRE lifestyle example with barista serving coffee in a relaxed café, symbolizing financial independence and part-time work flexibility

FIRE & Financial Independence, Early Retirement, FI Lifestyle, Practical Finance Guides

Barista FIRE Explained: How to Retire Early with Part-Time Work

Frugal Harpy / June 8, 2025

Barista FIRE Reddit: How to Retire Early with Part-Time Work What if you could retire in your 30s — and

Early retirement couple reviewing health insurance options outdoors with documents and laptop

Early Retirement, FIRE & Financial Independence, Practical Finance Guides, Take Action

Best Health Insurance Options for Early Retirees (Pre-Medicare)

Frugal Harpy / June 8, 2025

Early Retirement Health Insurance Options Guide Health insurance costs can take a big bite—up to 20% of your retirement savings—if

New Jersey teacher using pension calculator in modern home office

Blog, Early Retirement, FIRE & Financial Independence

Free NJ Teacher Pension Calculator: Plan Your Retirement

Frugal Harpy / June 7, 2025

Free NJ Teacher Pension Calculator: Plan Your Retirement Wondering what your NJ teacher pension will look like? A simple tool

Stack of frugal living books on a wooden table with a “2025 Goals” coffee mug beside them, warm lamp lighting in the background.

FIRE & Financial Independence, Couples Finance, Cut the Crap Series, Early Retirement, Emotional Triggers, FI Lifestyle, Housing & Debt, Investing 101, Mindset Milestones, Minimalism vs. Frugality, Money & Relationships, Money Challenges, Money Mindset, Paying Off Debt, Practical Finance Guides, Real Results & Reflections, Reflections, Scarcity vs. Abundance, Take Action

The 11 Best Frugal Living Books to Read in 2025

Frugal Harpy / May 29, 2025

The Best Frugal Living Books (Updated 2025) Ready to save $5,000 this year? I’ve been there, trapped by credit card

Frugal Living notebook with a pen for taking notes

FIRE & Financial Independence, Couples Finance, Cut the Crap Series, Early Retirement, Emotional Triggers, FI Lifestyle, Housing & Debt, Investing 101, Mindset Milestones, Minimalism vs. Frugality, Money & Relationships, Money Challenges, Money Mindset, Mortgages, Paying Off Debt, Practical Finance Guides, Real Results & Reflections, Reflections, Rent Hacks, Scarcity vs. Abundance, Take Action

18 Actionable Frugal Living Tips to Save More Money This Year

Frugal Harpy / May 29, 2025

18 Frugal Living Tips to Save Money in 2025 Did you know the average person wastes $10,000 yearly on autopilot