Frugal Harpy uses affiliate links. Here’s exactly what that means — no jargon, no fine print.
What Affiliate Marketing Is
Affiliate marketing means that when I recommend a product or service and you purchase through my link, I may earn a small commission. The price you pay is exactly the same as if you’d gone directly to the seller — sometimes lower if a discount is built into the link.
How Frugal Harpy Uses Affiliate Links
Some posts and pages on this site contain affiliate links. Where they exist, they are disclosed — either with an inline note or a disclosure box at the top of the page.
Current affiliate programs used on this site include the Amazon Services LLC Associates Program and select other partner programs for tools and services relevant to frugal living and financial independence.
What This Means for You
You never pay more because of an affiliate link. Commission comes out of the seller’s margin, not your pocket. If anything, tracking links occasionally unlock discounts that wouldn’t be available otherwise.
Affiliate relationships do not influence which products get recommended. If something is recommended here, it’s because it’s considered genuinely useful — not because of commission rates.
Where Disclosures Appear
Individual posts disclose affiliate links inline or at the top of the article. The Resources page carries a prominent disclosure at the very top. This page serves as the full site-wide disclosure reference.
FTC Compliance
This disclosure follows the guidelines set by the U.S. Federal Trade Commission. For more information on those guidelines, see the FTC’s endorsement guidelines.
Questions about a specific recommendation or link? Use the contact page. For data and privacy details, see the Privacy Policy. Last updated: February 2026.